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Hello Reader, Mistakes, setbacks, and bad money decisions don’t mean the game is over; they just mean it’s time to pivot, regroup, and get back in the driver’s seat of your financial life.
— Clever Girl Millionaire, Chapter 6
We love to celebrate the wins. We rarely talk about the losses. But before I was a certified financial educator and a bestselling author, I was a young woman who made a very expensive mistake. When I left my first job, I cashed out my 401(k) because I didn’t know better. I didn't roll it over properly; I just deposited the check into my checking account with a plan to send it to my rollover IRA later. That single decision triggered taxes and penalties that wiped out nearly 40% of my hard-earned savings. I felt foolish. I felt like I had ruined my head start. I share this story in my new book not to scare you, but to prove a point: You cannot shame yourself into wealth. I want you to know that your financial past does not define your financial future. I wrote Chapter 6 of Clever Girl Millionaire specifically for anyone who needs to bounce back. It’s the recovery plan I wish I had back then. Your comeback matters more than your setback. If you’re ready to let go of the guilt and start building again, I’d love for you to grab a copy.
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Clever Girl Finance isn’t just about money. We are about freedom, choices, and confidence. We know how overwhelming finances can feel, especially when you’re juggling career, family, and personal goals. That’s why we’ve built one of the largest personal finance communities for women, with over 100,000 women learning, growing, and winning with their money together.When you subscribe, you’re not just signing up for financial tips, you’re joining a movement. You’ll get access to relatable, judgment-free advice designed to help you ditch debt, save consistently, and invest with confidence. We break down money topics in a way that’s simple, practical, and actually fun. Whether you want to build your first emergency fund, pay off thousands in debt, or finally start building wealth for the long term, we’ve got the tools and support you need. With our resources, tools, and strategies, you’ll know you’re not alone on this journey. Subscribe today—because your future self deserves the financial freedom you’re dreaming of!
Learn, plan, and grow! Check out our 30+ free courses, 40+ free worksheets, and our 1-on-1 coaching offerings! Did you get this email forwarded to you? Join thousands of women in the CGF community, follow us on Instagram, and watch on YouTube! View this and previous newsletters anytime: Online newsletters. Fuel the mission! ☕️ ❤️ Hello Reader, Today's question is from "Vanessa age 42”: "I want to help my kids learn about money, but I’m not sure where to start. How do I teach them good habits...
Hello Reader, I’m writing this with a mix of excitement and that familiar feeling of anxiety in my chest. I just finished posting a podcast episode announcing my newest book, Clever Girl Millionaire: A Guide to Redefining What’s Possible, Turning Ambitions into Actions, and Dreams into Millions. You’d think that by book number six (technically seven, if you count the total rewrite of my first one!), the nerves would have vanished. You’d think I’d just hit “publish” and go grab a coffee. But...
Hello Reader, 🎉 Calling all educators, parents, and parent figures! We’re excited to introduce our new "Financial Literacy Roadmaps for Teaching Kids About Money" - practical, age-appropriate teaching tools designed to help kids build real-world money confidence early. (If you haven't already, check out our financial roadmap for adults!) Each roadmap follows a 6–8 week structure and is flexible enough for classrooms, small groups, or home learning. Here’s what you can download and use right...